13 December, 2024 at 6:33 am
Yes, an OCI cardholder can purchase life insurance policies in India if they fulfill some specific eligibility criteria and go through a medical examination. An OCI cardholder can purchase a pure term plan that provides life cover protection with a death benefit and a term plan with a return of premiums that provides death and maturity benefits.
For my medical life insurance plan, I have undergone medical tests under a doctor's guidance to ensure my health is good and I don’t have any major or minor diseases.
when I purchased my term life insurance plan for myself I signed a proposal form which was witnessed by many officials standing there.
I have given my OCI card for purchasing a term insurance plan as it is necessary to provide an OCI card as proof to make an insurance purchase.
For my family protection and safety purposes I have purchased a family insurance plan which includes all the healthcare and medical bills facilities for emergencies.
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